1 The NBC OptimarketTM GICs are not a conventional fixed income investment, are not suitable for all types of investors and are subject to a number of risk factors. Potential purchasers should consult the Information Statement before investing. The Bank has issued previous series which may have different terms and conditions. Please refer to our website for the list of terms and conditions, compared to the previous series. Capitalized terms used and not otherwise defined herein have the meaning ascribed thereto in the relevant Information Statement. NBC OptimarketTM GIC is a trademark of the National Bank of Canada.
2 The Diversified GICs offer three distinct investment solutions which combine different weightings of a fixed-rate GIC, a GIC linked to Canadian equity markets and a GIC linked to global equity markets. The Variable Interest of the Diversified GICs is based on the return of the three Reference Assets comprised in the Reference Portfolio. The Reference Portfolio Return is equal to the weighted average return of the Reference Assets, calculated as the sum of the Weighted Reference Asset Return of the Reference Assets. The Variable Interest will be no less than the Guaranteed Interest and will be limited to the Maximum Interest. Refer to the table above for details on each Diversified GIC. No interest or any other amount will be paid during the term of the Diversified GICs. Notwithstanding whether the Reference Portfolio Return is positive or not at maturity, the Diversified GICs will generate the Guaranteed Interest. However, if the Reference Portfolio Return is not greater than the Guaranteed Interest, the Diversified GICs will generate only the Guaranteed Interest in addition to the principal invested on the Issue Date. Fluctuations in currency exchange rates of the Reference Shares of the Global Precision 10 will affect the performance of the Reference Asset Return of the Global Precision 10 comprised in the Reference Portfolio and therefore, the Reference Portfolio Return and as a result, the value of the Diversified GICs.
* National Bank Mutual Funds and National Bank/Fidelity Funds (the "Funds") are offered by National Bank Securities Inc., a wholly owned subsidiary of National Bank of Canada. There may be commissions, trailing commissions, management fees and expenses associated with investment in the Funds. Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns which include changes in the value of securities and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value at a constant amount or that the full amount of your investment in a fund will be returned to you. The Funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or another government deposit insurer, their values fluctuate frequently and past performance may not be repeated
