Chinese Français

   
 



  Interest rates and returns



Exchange rates


Prime rate


Mortgages


Personal loans and lines of credit


Investments (Fixed-rate GICs)


Investments (Variable-yield GICs, Deposit notes)


Retirement (RRSP, RRIF, LIRA)


Mutual fund


Bank accounts


MasterCard credit cards
Rates and analysis > Interest rates and returns > Personal loans and lines of credit
 

Interest Rate and Yield Navigator

Personal loans, loans of money and lines of credit
Rate (%) as at
Personal loan
RRSP loan and line of credit
National Bank All-In-One
The Virtuoso Line of credit

Personal Flex Line

Line of credit on a second home
Home Improvement Line of Credit
Student Line of Credit
Quebec Student Loan
Loan of money (consumer goods financing)
Personal loan secured by collateral mortgage or marine mortgage
Calculate my payments
Apply online
Personal loan *
Prime (P) =
Terms (months) Fixed rate
Less than $10,000
$10,000 and over		 Variable rate
Less than $10,000
$10,000 and over
6-12
13-24
25-36 P+ = P+ =
37-48
49-60

* These rates may be adjusted depending on the client's file.
[ top ]
RRSP loan
Prime (P) =
Terms (months) Fixed rate
Less than $10,000
$10,000 and over		 Variable rate
3-12 P+ =
13-24 P+ =
25-36 P+ =
37-48
49-60 P+ =
61-84 ----
85-120 ----
[ top ]

RRSP line of credit
Prime (P) =
Rate
RRSP line of credit T+ =
[ top ]
National Bank All-In-One
Prime (P) =
Rate
All-In-One P + 1.00 =
Credit interest
$0 and +
$5,000 and +
$25,000 and +
$60,000 and +
$100,000 and +
[ top ]
The Virtuoso Line of credit ($500 to $4,999)
Prime (P) =
Rate
The Virtuoso Line of credit P+ =
[ top ]
Personal Flex Line ($5,000 and +)
Rate
Personal Flex Line To obtain our rates*, contact a National Bank advisor in branch.
* Our rates may be adjusted depending on the client's file and on the client's authorized limit.
[ top ]
Line of credit on a second home ($5,000 and +)
Prime (P) =
Rate
Line of credit secured by a first mortgage on a second home P + =
[ top ]
Home Improvement Line of Credit ($5,000 and +)
Prime (P) =
Rate
Home Improvement Line of Credit P+ =
[ top ]
Student Line of Credit
Prime (P) =
Rate
With guarantor P+ =
Without guarantor P+ =
[ top ]
Quebec Student Loan
Prime (P) =
Class B or class E loan*
Variable rate P+ =
*Interest rate on Quebec student loans where borrower is responsible for interest (class "B" full time; class "E" part-time).
Class C loan* 1 year
Fixed rate P+ =
*Interest rate set at disbursement date and revised annually on PC loans (class "C").
[ top ]
Loan of money, Contract of sale by instalment, Conditional sale contract at rate subject to change (consumer goods financing)
Terms (months) Reference Rate
12
24
36
48
60
84
120

[ top ]
Personal loan secured by collateral mortgage or marine mortgage *
Terms (months) Rate
6-12
13-24
25-36
37-48
49-60

* These rates may be adjusted depending on the client's file.
[ top ]

N.B.

Rates subject to change without notice.


Legal notices - Confidentiality policies - ABC's of Security
© NATIONAL BANK OF CANADA. All rights reserved 2001.